MORTGAGES

FIRST TIME BUYERS

Buying your first home is an exciting time, but it can also be daunting – not least because in and around Welwyn, house prices are expensive!

As this is your first time on the housing ladder, we aim to make the process as pain free as we can and will explain all the necessary details making sure you feel comfortable and confident.

We will source the best deal for you, and also provide advice for you on the amount of deposit needed and can help with ideas of how to ensure you have enough deposit.

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MOVING HOME

Once you are on the housing ladder we can help you to progress.

Not only do we have access to the whole of the market for mortgage deals, but we work with solicitors that we can recommend to guide you through the process as well.

House prices in Hertfordshire are among the highest in the country, we can help to guide you to the right house..

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RE-MORTGAGING

Lenders will often increase the rate at which they charge interest once your penalty period expires, we help to avoid that by obtaining competitive deals allowing you to move to another deal prior to the rate increase.

We actively contact all our clients three months before expiry and look to save them money, you just sit back and enjoy the benefit of a series of competitive deals for the duration of your mortgage.

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BUY-TO-LET AND SECOND PROPERTIES

Buying a second property as an investment requires careful planning of your finances and a careful choice of a suitable property.

Our team of advisers has many years of experience to assist you in this process. We also work closely with accountants to ensure you are tax savvy.

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COMMERCIAL

Raising finance to buy business premises is very different to residential borrowing and a process that requires expertise.

We can help you through this with access to key players in the market.

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Buy-to-let and Commercial mortgages are not regulated by the Financial Conduct Authority.